1 thought on “The bank's gold bar is more expensive than the gold shop. Why?”
Elisa
Mainly because bank gold is relatively single. Even if the price of gold bars in gold shops is more expensive than banks [Expanded Information] 1. The gold bars are still not the main business of the gold shop, and even many small gold shops are not willing to sell gold bars because of their low profits and poor liquidity. For some old -fashioned gold shops, gold bars are just to expand the category in the store. On the one hand, because the opportunity cost of banks and gold shops is different. [Extended information] 1. The bank's gold bar does not have the right to pricing. The price changes with the floating of international gold prices, and there is almost no chance of cost. For gold shops, the same gold, compared to making gold bars, can also choose to make a variety of exquisite jewelry. The jewelry is the chance of the gold bar. When the passenger flow is constant, the gold bars occupy the choice cost of jewelry. . On the other hand: from production to sales, the final cost of banks and gold shops is different. Golden shops are generally purchased in batches at a certain time, processed after purchase, and finally put them in the store for display and sales. In these links, the rent of the store and labor costs are much higher than the bank. There are various symbolic meanings. A Mong Kok in Hong Kong may exceed 2 million Hong Kong dollars per month, and several artificial sales costs, etc. These costs must eventually pay by consumers, and the price naturally rises. three, last: the added value of bank gold bars and gold shop gold bars is different, and the consumer subject is different. The main function of bank gold bars is investment value, and in addition to the value of investment value, Golden Store Gold Bar also has a preference value. In addition to investing in Golden Store, the main consumer group also has gifts for gifts. Buyers will accept the price of prices because of different implications. As the so -called money is difficult to buy, the difference in consumer demand will cause price differences. . Gold bars are a kind of physical gold investment. The investment varieties in the gold market are mainly divided into physical gold investment and the gold investment derivatives that are assigned on the basis of physical gold. Derivatives mainly include gold futures and gold. Options and so on. . The gold bars are derived from the ancient currency circulation. It is more used in the field of collection and investment. Major banks and financial institutions around the world have their own signature gold bars. For example, the Shanghai Gold Exchange Standard Gold Bar. . The gold bars are divided into ounce gold and gram gold. Internationally, it is 400 ounces (12.5 kg) gold bars. What about the value orientation of gold bars? Golden bars are similar to gold coins, mainly divided into collected commemorative special gold bars and general investment gold bars. Memorial special gold bars are generally issued at higher prices above its gold raw material value, and the price is generally fixed. For example, in recent years, the New Year's Gold Bar and the 2008 Olympic Gold Bar are all commemorative special gold bars. The main differences between the gold bars and the general gold coins are different in specifications. Typical general gold coins usually have four models: 1 ounce, 1/2 ounce, 1/4 ounce, and 1/10 ounces. The specifications are generally small. However, there are also gold coins of 1 kg, 10 ounces, 2 ounces, and 1/20 ounces; the specifications of gold bars are too large compared to gold coins. The gold investors in my country often have the bias of cognition when choosing gold bars and gold coins. It is believed that as long as gold bars and gold coins should be the same price, the same quality, the same investment function, but it is not. Seven. As far as the pricing mechanism is concerned, the price of commemorative gold bars and gold coins is basically fixed, but it has contained a high premium, which is usually over 10%compared to international gold raw materials. It is not recommended that ordinary investors who do not have a sense of collection or have no collection of knowledge. Buying such gold bars and gold coins is like buying commemorative stamps. Are you a collection enthusiast? Secondly, this type of gold bars and gold coins is poor. Once purchased, it is difficult to monetize with the ideal price. Ordinary gold merchants only use them as gold raw materials for repurchase. After deducting relevant costs, the repurchase price is usually lower than the price of gold raw materials at that time. Generally, it is difficult for investors to achieve investment income. This kind of gold bars and gold coins are suitable for collecting people, and at least suitable for people with a collection time of more than 3 years. It is not appropriate to buy and sell gold bars and gold coins through investors. For most investors, the first choice for investment in physical gold should be investment gold bars and gold coins. They are relatively low compared to international gold raw materials, and the price changes at any time as the international gold price.
Mainly because bank gold is relatively single. Even if the price of gold bars in gold shops is more expensive than banks [Expanded Information] 1. The gold bars are still not the main business of the gold shop, and even many small gold shops are not willing to sell gold bars because of their low profits and poor liquidity. For some old -fashioned gold shops, gold bars are just to expand the category in the store. On the one hand, because the opportunity cost of banks and gold shops is different.
[Extended information] 1. The bank's gold bar does not have the right to pricing. The price changes with the floating of international gold prices, and there is almost no chance of cost. For gold shops, the same gold, compared to making gold bars, can also choose to make a variety of exquisite jewelry. The jewelry is the chance of the gold bar. When the passenger flow is constant, the gold bars occupy the choice cost of jewelry.
. On the other hand: from production to sales, the final cost of banks and gold shops is different. Golden shops are generally purchased in batches at a certain time, processed after purchase, and finally put them in the store for display and sales. In these links, the rent of the store and labor costs are much higher than the bank. There are various symbolic meanings. A Mong Kok in Hong Kong may exceed 2 million Hong Kong dollars per month, and several artificial sales costs, etc. These costs must eventually pay by consumers, and the price naturally rises.
three, last: the added value of bank gold bars and gold shop gold bars is different, and the consumer subject is different. The main function of bank gold bars is investment value, and in addition to the value of investment value, Golden Store Gold Bar also has a preference value. In addition to investing in Golden Store, the main consumer group also has gifts for gifts. Buyers will accept the price of prices because of different implications. As the so -called money is difficult to buy, the difference in consumer demand will cause price differences.
. Gold bars are a kind of physical gold investment. The investment varieties in the gold market are mainly divided into physical gold investment and the gold investment derivatives that are assigned on the basis of physical gold. Derivatives mainly include gold futures and gold. Options and so on.
. The gold bars are derived from the ancient currency circulation. It is more used in the field of collection and investment. Major banks and financial institutions around the world have their own signature gold bars. For example, the Shanghai Gold Exchange Standard Gold Bar.
. The gold bars are divided into ounce gold and gram gold. Internationally, it is 400 ounces (12.5 kg) gold bars.
What about the value orientation of gold bars? Golden bars are similar to gold coins, mainly divided into collected commemorative special gold bars and general investment gold bars. Memorial special gold bars are generally issued at higher prices above its gold raw material value, and the price is generally fixed. For example, in recent years, the New Year's Gold Bar and the 2008 Olympic Gold Bar are all commemorative special gold bars. The main differences between the gold bars and the general gold coins are different in specifications. Typical general gold coins usually have four models: 1 ounce, 1/2 ounce, 1/4 ounce, and 1/10 ounces. The specifications are generally small. However, there are also gold coins of 1 kg, 10 ounces, 2 ounces, and 1/20 ounces; the specifications of gold bars are too large compared to gold coins.
The gold investors in my country often have the bias of cognition when choosing gold bars and gold coins. It is believed that as long as gold bars and gold coins should be the same price, the same quality, the same investment function, but it is not.
Seven. As far as the pricing mechanism is concerned, the price of commemorative gold bars and gold coins is basically fixed, but it has contained a high premium, which is usually over 10%compared to international gold raw materials. It is not recommended that ordinary investors who do not have a sense of collection or have no collection of knowledge. Buying such gold bars and gold coins is like buying commemorative stamps. Are you a collection enthusiast? Secondly, this type of gold bars and gold coins is poor. Once purchased, it is difficult to monetize with the ideal price. Ordinary gold merchants only use them as gold raw materials for repurchase. After deducting relevant costs, the repurchase price is usually lower than the price of gold raw materials at that time. Generally, it is difficult for investors to achieve investment income. This kind of gold bars and gold coins are suitable for collecting people, and at least suitable for people with a collection time of more than 3 years. It is not appropriate to buy and sell gold bars and gold coins through investors. For most investors, the first choice for investment in physical gold should be investment gold bars and gold coins. They are relatively low compared to international gold raw materials, and the price changes at any time as the international gold price.