5 thoughts on “Is P2P wealth management safe?”

  1. The subject is good ~
    P2P is relatively safe, but it is not safe to develop to our country. In the early stage, many platforms came out. The approved P2P below, this period of time is just during the P2P thunder tide, many platforms have run away. If the subject does not understand it, it is not recommended to get involved. Essence
    It during the thunder tide can we see what kind of platform has strong impact capabilities, as follows
    The first category, asset -side cash flow situations with good cash flow. Investors withdrawn the basic borrower, and even the asset -side recovery speed is faster than the wealth management side. There are many financial bids in advance repayment. This platform cannot be thundered anyway.
    The second category, a normal business platform with strong financial management capacity. We can clearly see that on a third -party data platform like Zhiguo, the platform's funds are displayed forward, and the number of effective investors has not decreased. influences.
    The third category, a fund -raising fraud platform with strong financial management capacity. Through reasonable operations, such platforms can still maintain positive cash flow although the asset end is messy.
    On how to help us choose the first type of platform, immediately after the thunder tide is over?
    The consensus value is high, and investors are more trustworthy. The asset side of the platform is overdue, and it is normal for the renewal. Whether it is a thunderstorm period, its return rules, and the cushion rules are implemented normally. Generally speaking, this will be marked directly when it is overdue, and the platform will be paid within 7 to 30 days. This is usually the case, and so on the thunder tide.
    On how to distinguish between the second and third platform?

    The second platform: Investors are more loyal, and the funds are hardly due to the trend of thunder; We can directly judge through the data performance of the platform during the thunderbolt.
    The third platform: The platform's funds do not flow out, but the number of effective investors is reduced, so this platform may have some agreement with some large investors, so that large households temporarily maintain the platform; platform funds do not flow out of outflows out , But the number of effective investors has surged, everyone must understand that the platform has put wool and the platform is relatively short of money; the platform frequently produces operating activities, and the red envelopes of interest rate hikes are still short of money.
    I please adopt satisfaction ~

  2. It should be said that any wealth management products are safe before the accident.
    In general, high returns must be accompanied by high risk. Although there are many customers who do P2P now, I personally think that the security can be controlled from two aspects:
    . If you must do P2P, you must do P2P , Be sure to cooperate with well-known domestic large companies, instead of choosing to cooperate with some small companies because of greedy high returns, and return to my first sentence-any financial product is safe before the accident. In case of a problem, many news that P2P companies are running now are also a lot. High income is only useful when the principal is guaranteed. If the principal is not guaranteed, even if someone agreed with you to the high interest, isn't it easy to use it?

  3. As long as the company's formal affirmation is as safe as You Jin is committed to providing professional full -process financial information services, creating a safe, convenient and credible comprehensive investment and financing platform, and providing investment customers with security, principal and interest guarantee, and stable Internet financial services Essence As an innovative Internet financial service platform, Youjin Institute has leaned on the 26 -year financial management experience of UFIDA Software Group. Relying on bank expert management teams, the Internet is highly efficient, transparent, and convenient to launch the "three highs and one low" high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security, high security. Financial products with high yields, high liquidity, and low investment thresholds to meet the financial needs of the majority of individual users ケ

  4. As for the current industry situation of P2P, there are some qualifications and strength high -quality platforms for high -quality platforms, which can not only allow investors to achieve benefits, but also have good reputation. Therefore, P2P investment cannot be generalized. The key depends on what investors choose Whether the P2P investment platform is safe.
    and see if a P2P investment platform is safe and reliable to judge from these 5 o'clock:
    1. Whether the platform funds are custody or bank hosting;
    2. Whether the project is fake and empty, whether the flow of funds is clear, you can find it in the information disclosure column of the platform. Of course, the more detailed the information is;
    3. The platforms such as the Yi platform generally have excellent qualification risk control groups;
    4. Is the income reasonable? At about 8%-15%, don't be stunned by high interest;
    5. User's satisfaction and customer service services. If possible, you can go to the platform for field inspection.
    The I hope that the subject will accept the answer, thank you very much.

  5. As an emerging business, the P2P industry has received widespread attention, especially the situation in the previous occurrence, making many borrowers who want to borrow P2P products to be daunting. Many borrowers now want to borrow P2P products, but they don't know how to start. Many borrowers will have such concerns. For example, how risks and good returns are all hot issues that everyone pays attention to.
    In fact, at present, the P2P industry has begun to warm up, and some platforms have also begun to attract funds by doing activities. Although some platforms have not yet ended, some borrowers have begun to come back to borrow P2P products again. It can be seen that you can still borrow P2P products.
    P2P products are relatively simple because of their low borrowing thresholds, and its income is higher than that of bank savings and national debt. The risk is lower than the borrowing method, so many fans have been absorbed. However, some people think that P2P borrowing this industry is not very mature, so it is impossible to predict the risk. This idea is also understandable. After all, borrowing is risky, and everyone does not want the money in their hands to make water, but how to judge the risk of P2P products?
    The risk of judging the risk of P2P products. You can understand the qualifications of the platform corresponding to P2P, including its background information, registration information, and filing information. The compliant P2P borrowing platform is encouraged and supported by the state, so the risks of P2P products on these platforms are controllable. You also need to have a basic understanding of the P2P industry. Only by truly understanding this industry can we make the most correct judgment and avoid relevant risks.

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